CreditCapitalPay was launched in 2011 with the vision of making international money transfers cheap, fair, and simple. Today, our multi-currency account helps millions of people and businesses manage their money across the world. Millions of people and businesses trust us to move their money, saving them bank fees and time. With the Wise account, they hold balances in over 50 currencies, and use our debit card to shop and spend while abroad.
We’ve partnered with banks and companies like Monzo, Bolt, and GoCardless, to bring their customers better international banking. And people like Richard Branson, and PayPal co-founder Max Levchin, among others, have invested in our vision.
Money matters are complicated. Whether it’s sending money abroad, balancing your family’s budget, or scaling your business — we’ve all experienced how fractured and frustrating finances can be. That’s why we’re here. CreditCapitalPay exists to remove all the friction that stands in the way of your money goals becoming your new reality.
Our goal is for everyone to do all things money — spending, saving, investing, borrowing, managing, and more — in just a few taps. We’re not there in all markets yet, but it’s only a matter of time. And we won’t rest until money everywhere is simplified.
The fees you pay. The money you keep with us. It’s yours. And we’ll never forget it.
Unlike others who may charge you more, we dream smaller — always looking for ways to cut down our fees and earn you a return.
We’re upfront about our fees. No asterisks. No small print. No hidden fees.
We’re setting a standard that pushes financial institutions to be honest, creating true transparency for customers, whether you use Wise or not.
The world’s a richer place when money moves fast and flows free.
Moving country? Setting up a new business? Sending money home? Get it done with smoother service and fewer taps. No stress. Woah.